New ID Theft Law Protects SC Consumers – What you need to know!
Identity theft is this nations fastest growing crime. The recently passed Financial Identity Fraud and Identity Theft Protection Act (FIFITPA) aims to fight this problem. The Act provides several protections for consumers in the areas of security freezes, credit reports, records disposal, security breaches and more. Here is a quick look at some of the new measures in the law. A complete version of the law, as well as more information about FIFITPA, can be viewed by visiting the South Carolina Department of Consumer Affairs (SCDCA) website at www.scconsumer.gov.
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Search Terms That Could Leave Your PC In Danger!
There are certain conditions that could leave you and your computer defenseless to spy ware and additional viruses.
Cyber-crime is a fairly large business and currently criminals are seeking their ways onto pcs that may not be looking for “trouble” but clean things
The most awful terms to look for are:
Lyrics: like lyrics to a song, because most children that are 12-15 don’t know any better than to just click on ANY link to get the information will do so.
Free or Gratis: I am aware of only a little bit of Spanish, but I know that these two words could lead you into a lot of trouble. Spyware, adware, and viruses leak freely to these search terms.
Gear, gadgets, and games – If you actually want to know what’s the most up-to-date in gadgets, please stopover here more habitually. I am at all times up to date on the latest phones so please shoot me a question before searching and ending up with a virus on your computer
Olympics – Michael Phelps did an amazing thing for the United States, by winning all those gold medals, but now individuals are asking what his subsequent move is This might lead to spyware being installed on your PC as well.
Videos – There are a lot of video programs out there for pcs, like YouTube, that is Flash.
Celebrities – Get your reports from a “trusted” resource such as one of the top 10,000 in Alexa for famous person news, some of them include Dlisted (my personal favorite), Perez Hilton, and TMZ.
The most unsafe search terms as created by McAfee states that search terms like the ones listed above signal scammers (anything from solo operators to organized crime) will be able to do business with other criminals so they can move their money.
I don’t think that anyone who reads this blog wants to particularly render any money they may have or had to organized crime so there are some steps you can take to protect your confidentiality:
1) Anti virus and ad ware programs, run each single day. Ad-Ware, SpyBot, Symanticthese ought to all be businesses that you are not only conscious of but also fairly familiar with when it comes to internet safety. These programs will assist keep your identity protected.
2) Check your childrens’ behavior on the internet. Just confirm that they aren’t distributing any private information to anybody on the internet.
3) Make sure that there are certain steps that you are taking to prevent identity theft other than those listed above. This weekend Lizzie mentioned shopping online for things. Well, most credit card companies now offer ways to shop a little safer including virtual numbers. With a virtual number you can shop and if some online retailer decides to take your credit number for a “spin” they won’t get very far.
Keep these reasons in mind and maybe you can have a clear conscious when going to sleep at night.
Identity Theft, 10 Million Victims, Expert and Speaker Robert Siciliano www.IDTheftSecurity.com
In 2008, the number of identity theft cases jumped 22 percent to 9.9 million, according to a study released Monday by Javelin Strategy & Research. The good news is that the cost per incident — including losses and legal fees — fell 31 percent to $496.
One reason for the spike in cases is likely the worsening economy. Just last month, 598,000 jobs were slashed across the country and unemployment jumped to 7.6 percent. www.IDTheftSecurty.com
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Questions about employment with the FBI Cyber Division Team?
I am interested in being apart of the Cyber Division Team of the FBI when I’m older, but before I pursue it, I want to make sure it’s the same position of what I’m thinking of.
Im interested in what is described on the Connecticut Computer Crimes Task Force page (http://www.fbi.gov/page2/jan06/ccctf012506.htm), which investigates cyber crime such as hacking, Internet scams, e-mail spams and spoofs, virtual extortions, cyber terrorism, virtual copyright and identity theft, online child exploitation, and more. Is this the same as the Cyber Division Team or is it a different Professional Staff position?
If it is:
1. What courses in university should I pursue?
2. Do they hire for this position straight out of college if you satisfy all requirements in education and courses, or do you need prior experience?
Please answer only if you know the answer, either through experience, or you’re a government agent or Professional Staff of the FBI.
Thank you.
The only person I know who works for the FBI got a criminal justice degree, was a police officer in 2 different states, moved to the invesigations unit, hired by postal service for investigations, then moved into the FBI. He can’t even tell me what division he works in. During the hiring process they investigated VERY deeply into his past and interviewed a lot of people.
Identity Theft
http://scamalertusa.blogspot.com/
Identity theft is a serious crime. It occurs when your personal information is stolen and used without your knowledge to commit fraud or other crimes. Identity theft can cost you time and money. It can destroy your credit and
ruin your good name.
Deter identity thieves by safeguarding your information.
Shred financial documents and paperwork with personal information before you discard them.
Protect your Social Security number. Don’t carry your Social Security card in your wallet or write your Social Security number on a check. Give it out only if absolutely necessary or ask to use another identifier.
Don’t give out personal information on the phone, through the mail, or over the Internet unless you
know who you are dealing with.
Never click on links sent in unsolicited emails;
instead, type in a web address you know. Use firewalls,
anti-spyware, and anti-virus software to protect
your home computer; keep them up-to-date.
Visit OnGuardOnline.gov for more information.
Don’t use an obvious password like your birth date,
your mother’s maiden name, or the last four digits
of your Social Security number.
Keep your personal information in a secure place
at home, especially if you have roommates, employ outside help, or are having work done in your house.
Defend against ID theft as soon as you suspect it.
Place a “Fraud Alert” on your credit reports, and review the reports carefully. The alert tells creditors
to follow certain procedures before they open new accounts in your name or make changes to your existing accounts. The three nationwide consumer reporting companies have toll-free numbers for placing an initial 90-day fraud alert; a call to one company is sufficient:
Equifax: 1-800-525-6285
Experian: 1-888-EXPERIAN (397-3742)
TransUnion: 1-800-680-7289
Placing a fraud alert entitles you to free copies of your credit reports. Look for inquiries from companies you haven’t contacted, accounts you didn’t open, and debts on your accounts that you can’t explain.
Close accounts. Close any accounts that have been tampered with or established fraudulently.
Call the security or fraud departments of each company where an account was opened or changed without your okay. Follow up in writing, with copies
of supporting documents.
Use the ID Theft Affidavit at ftc.gov/idtheft to support your written statement.
Ask for verification that the disputed account has
been closed and the fraudulent debts discharged.
Keep copies of documents and records of your conversations about the theft.
File a police report. File a report with law enforcement officials to help you with creditors who may want proof
of the crime.
Report the theft to the Federal Trade Commission. Your report helps law enforcement officials across
the country in their investigations.
Online: ftc.gov/idtheft
By phone: 1-877-ID-THEFT (438-4338)
or TTY, 1-866-653-4261
By mail: Identity Theft Clearinghouse,
Federal Trade Commission, Washington, DC 20580
Federal Trade Commission | 600 Pennsylvania Ave., NW Washington, DC 20580 |
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