The Web is the Newest Crime Scene
There have always been criminals in any society. Wherever someone has wealth and enjoys prosperity due to their hard work, some other denizen of society who gives no effort into life comes and along and robs him of it. The most classic example of the criminal.
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Identity Theft Prevention Tips from TrustedID.com CEO Scott
Identity Theft Prevention Tips from TrustedID.com CEO Scott Mitic TrustedID Offers Tips to Help Consumers Protect Themselves from Identity Theft [08-Jan-2009] Identity theft is one of the fastest growing crimes in America, affecting approximately 15 million consumers per year, or one new victim every two seconds. Armed with personal information such as Social Security numbers, credit card numbers, names and addresses, identity thieves can drain their victim’s bank accounts and commit fraud in their name. The latest forms of this crime have expanded to medical, child and social networking identity theft. With the ever-increasing amount of consumer data that is available on the Internet, it’s becoming easier for cyber criminals to piece together the elements they need in order to steal someone’s identity. In the current economic downturn, more and more instances of credit fraud and data theft are being reported across the country, and unfortunately no one is immune. Fortunately, there are some simple and immediate steps that consumers can take to proactively protect themselves from identity theft. Available video includes tips and comments by Scott Mitic, consumer advocate and CEO of TrustedID on how people can prevent ID theft and what they should do if they suspect it has already occurred, as well as related pick-up shots showing some common elements that e-criminals use to commit identity theft.
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Categories: cyber identity theft Tags: CEO, Consumers, from, Help, identity, Mitic, Offers, prevention, protect, Scott, theft, Themse, tips, to, TrustedID, TrustedID.com
Is the Age of the Bank Robbery dead?
We’ve all seen and love a good crime caper at the movies…but is the age of the real bank robbery dead? So much crime seems to be cyber crime and identity theft these days.
Increased road traffic means getaways are hampered. Every bank is literally built like a fortress with steel rollers, cctv, thick glass, paint sprays etc etc.
So is it all over for your humble balaclava-clad, sawn-off weilding thug?
I don’t know if you keep up with the news, but I live in Chicago and there seems to be an epidemic of bank robberies in this area lately. Albeit they don’t get away with much money, but the fact is that they DO get away. I personally blame it on president Bushs’ raping of our economy. Rest assured, the Age of the Bank Robbery is still very much alive. They just don’t escape in ’65 Chevy Novas anymore.
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Family Law (needs changing?)Landlord Tenant ActSupreme Court Butts In
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How You Can Stop Identity Theft
By now everybody has heard of some horror story about identity theft from TV shows or magazine articles. In the popular culture, references of identity theft are found in the novels and movies, notably Frederick Forsyth’s novel, “The day of the Jackal” and the 1995 movie “The Net.” In real life, the Identity Theft Resource Center reports 8.9 millions identity theft victims in 2006.
So, what is an identity theft? An identity theft occurs when somebody steals vital pieces of personal information, e.g. your social security, credit card numbers, etc. and uses that information for financial gains by taking your identity. The most common form of identity theft involves credit card and mortgage frauds. But it can also be used for vicious crimes like drug dealings, terrorism, etc.
You may be surprised to know that many minor identity thefts are committed by someone you know. So, don’t make it an easy job for a person to steal your personal information from your wallet, checkbook, etc. Avoid leaving things containing your personal information lying around for others to have an easy access to that information.
Shred, shred, shred. Buy a cheap paper shredder from an office supply store and shred all your paid bills, used check books, etc. before tossing those into the trash. Put aside 30 minutes every Saturday morning for shredding anything that contained your personal information that you intend to trash. Make it a habit.
Never give out your personal information like your social security number; birth date etc. over the phone when the call is received unsolicited. Your financial institutions have that information and they will not ask you for that. Sometimes, for verification purposes, they make ask you the last four digits of your social security number.
Don’t pay anybody to get a copy of your credit report. Because of a congressional mandate, all three-credit report bureaus will give you a copy of your credit report for free every year. Go to AnnualCreditreport.com to obtain your free credit report every year from TransUnion, Equifax, and Experian. While obtaining your free credit report, these bureaus will push some paid services. You are not required to accept the offers.
Don’t get your free credit reports from the three bureaus all at the same time. Then you have to wait one year before you can get your reports again for free. In the mean time, some unwanted stuff may show up in your report. Get your free report every four months from each bureau. If you are using a PDA, password protect it to prevent others from accessing it.
Phishing is a popular method to steal sensitive information for identity theft purposes. Don’t be a phishing victim. Avoid clicking on any link that comes to your way through e-mails or IM. The e-mail will disguise itself coming from your financial institutions (your bank or PayPal accounts) and will urge you to click a link to verify your accounts or resort to such other tricks. Sometimes, it can be outright threatening. If you click the link you will end up in the thief’s website. And if you enter your user name and password, the thief will have enough information to log into your actual account.
Begin online accounts for all your credit cards and financial accounts. Online accounts are not only convenient for faster bill paying, paperless transactions, etc., they also monitor your accounts frequently, instead of waiting for the monthly bill or statement to arrive. Monitor your accounts online every week and if you see any suspicious charges, checks, etc., call you banks immediately. Also setup e-mail based account alerts, if available, to alert you when charges are made to your accounts.
Avoid putting your outgoing mail containing bills and checks in your mailboxes for easy access by a thief. Deposit them in mailboxes located in the post office or street corners. Better yet, setup online bill payment with your bank and avoid the snail mail for bill paying.
You also want to keep your computer safe. Thieves can get in to computers through spyware and unprotected wireless or network connections. Use anti-spyware programs and turn on your Windows default personal firewall program. To prevent viruses infecting your computer, use an anti-virus program. Setup accounts for each user of your computer and ask them to use strong passwords that include a combination of letters and numbers.
One way to prevent identity theft anybody, including you, from opening any credit in your name is to freeze your credit account. This way is not available in all states. If it’s available in your state and you opt for this option, you need to lift the block before you allow anybody, e.g. an employer for a new job, creditor for a car loan, etc., to access your credit information.
Categories: Article - How You Can Stop Identity Theft Tags: credit card, finacial, identity, identity theft, internet business:security, internet business:site promotion, internet business:spam, online business, online promotion, prevent, Resource, site security, social security, Victims, viral marketing