identity theft?
when i was 19 my step dad put a house lease in my name and had me sign contracts (even though i was unemployed and couldnt qualify on income) because his credit is/was terrible. i moved out of state and when i came back to get an apt on my own which i was declined due to the fact that he had been evicted and had put bills/utilities in my name. he refuses to pay these debts back and my credit is suffering…what can i do?
You must contact the credit reporting agency, identify the creditors, and then argue with each of them individually. The big question is were you legallly of age to sign the contracts, did you understand the contracts, etc. If he used your identity without your signature and express permission, he committed several acts of fraud and Identity theft. He could go to jail if you chose to prosecute. You could also sue, but if criminal acts were committed, then see your local District Attorneys office, fraud specialist.
Most people get a whole lot more co-operative when they hear that jail cell door slamming behind them,
You must contact the credit reporting agency, identify the creditors, and then argue with each of them individually. The big question is were you legallly of age to sign the contracts, did you understand the contracts, etc. If he used your identity without your signature and express permission, he committed several acts of fraud and Identity theft. He could go to jail if you chose to prosecute. You could also sue, but if criminal acts were committed, then see your local District Attorneys office, fraud specialist.
Most people get a whole lot more co-operative when they hear that jail cell door slamming behind them,
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You’re liable on the lease amount, since you signed it… If you didn’t sign on the utilities, write each of them and dispute it…
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If you were not coerced into signing you are responsible. Sorry! That’s the same that happens to people when a lender screws them… they sign one thing.. not knowing what it really entails, but at the end of the day.. if you sign it, you should read and understand first.
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You can only dispute the utilities that he put in your name and I would take him to small claims court. i would also seek legal counsel to see if you were of age to sign for this lease. Most of all I would pull up my credit report to see what other things that are on it. if you need any help go to http://www.prepaidlegal.com
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