Identity Theft Prevention | Credit Reports & Fraud Alerts
From the U.S. Treasury Dept. Explains how to obtain free credit reports from the credit bureaus. Also explains how Fraud Alerts work and how to activate them.
credit report online, free online credit report, credit free report score,
3 in 1 credit report, transunion credit report, creditreport.com,
credit report personal, national credit report, cic triple advantage credit report,
free annual government credit report
Identity theft is a serious crime. It occurs when your personal information is stolen and used without your knowledge to commit fraud or other crimes. Identity theft can cost you time and money. It can destroy your credit and
ruin your good name.
Deter identity thieves by safeguarding your information.
■ Shred financial documents and paperwork with personal information before you discard them.
■ Protect your Social Security number. Don’t carry your Social Security card in your wallet or write your Social Security number on a check. Give it out only if absolutely necessary or ask to use another identifier.
■ Don’t give out personal information on the phone, through the mail, or over the Internet unless you
know who you are dealing with.
■ Never click on links sent in unsolicited emails;
instead, type in a web address you know. Use firewalls,
anti-spyware, and anti-virus software to protect
your home computer; keep them up-to-date.
Visit OnGuardOnline.gov for more information.
■ Don’t use an obvious password like your birth date,
your mother’s maiden name, or the last four digits
of your Social Security number.
■ Keep your personal information in a secure place
at home, especially if you have roommates, employ outside help, or are having work done in your house.
Defend against ID theft as soon as you suspect it.
■ Place a “Fraud Alert” on your credit reports, and review the reports carefully. The alert tells creditors
to follow certain procedures before they open new accounts in your name or make changes to your existing accounts. The three nationwide consumer reporting companies have toll-free numbers for placing an initial 90-day fraud alert; a call to one company is sufficient:
Equifax: 1-800-525-6285
Experian: 1-888-EXPERIAN (397-3742)
TransUnion: 1-800-680-7289
-FTC.gov
Duration : 0:2:7
good video
good video
This is a good …
This is a good video with basic & straightforward information.
It does pre-date the “credit freeze” which trumps the “fraud alert.”
To take a look at a “credit freeze” video please click on the blue identityTheftExperts link above this comment.
See what identity …
See what identity theft is and what service you need and why!! See my videos!!
Avoid scams
All …
Avoid scams
All spam emails/unsolicited phone calls/letters and faxes are
scams.
As a general rule – ANYTHING involving Western Union/money
gram = Scam.
If you sell stuff online.. Accept Cash or paypal only.
If you buy stuff online.. Use Paypal only.
Remember, if it sounds too good
to be true, it probably is! NEVER(ever) give out your personal
information to strangers online or offline! Do not click on a link embedded within any potentially suspicious email. Always be on
guard.
Great Video !!!
…
Great Video !!!
“From”
blankcredithistoryDOTcom
Security Alert- …
Security Alert- Protect your PC by updated spyware and updated virus protection and firewall. Change your passwords on a regular basis, and use passwords that use at least 8 characters that mix numbers and both lower and upper case letters (harder to hack).