Children Should Learn About Internet Theft
Internet theft should concern everyone but especially those that have children that use the internet or will soon. The internet is a fantastic way to learn the latest news, do research for school projects and communicate with friends but it can also be very dangerous.
It is the parents responsibility to make sure that a child visits safe areas online. A child should never know more about the internet than the parent does. You should at the very least know about the same. If you attempt to block adult themed websites that have offensive material, it would not be good if your child knows how to get around the parental block.
That is why it is important that you know how to use a computer and the internet. Another good reason why you should have knowledge of the internet and computer use is because you are better able to fully understand the dangers of the internet. You may hear that an internet predator approached a child on the news. You may assume that will never happen to your child, but it is better to be safe than sorry.
A child on the net can be very vulnerable, playing a game or researching a paper online. A common mistake would be your child accidentally stumbling into a porn site, getting into malicious web pages that infect your computer, or and I gasp at the thought, mistakenly deleting your own computer’s files. Mistakes like these can happen and your child may not be aware of them.
If they do happen you may not be told for fear of punishment. There are some activities that you can do with your kids that will in effect allow you to supervise their actions online. If that is not possible, you can always monitor their computer use. Which sites they visit, the activities they do online.
If they use e-mails and chat rooms, pay attention to who they are corresponding with and how well they seem to know them. Children should be aware of the dangers online. They should be able to recognize suspicious behavior or activities on the internet. Knowledge is truly the best defense.
This will help you and the child set boundaries for their computer use. Hopefully you will be able to avoid any type of internet theft with the proper knowledge and training. The computer should be in an open area of the house where anyone can supervise anyone’s online computer activities. It will deter every family member from doing things that are not allowed and help to avoid internet theft opportunities.
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Keep Your Shield Against Bank Identity Theft Solid
Although the internet is a great place for shopping, connecting and socializing, it is also an inherently dangerous place. The internet is one of the most dangerous places for bank identity theft. Millions of people across the globe say the same thing each year, “I wish I had been more careful with my sensitive information.” A lot of the times identity theft occurs because an individual was not careful and vigilant about protecting his or her vital information.
This is a problem that affects everyone globally but just in the United States identity thieves steal more than $52 billion a year. These criminals are not just stealing from the rich and powerful but are stealing from everyday people who have been less than careful with their sensitive information. No one is safe from this digital crime spree.
One of the most traditional ways to protect your identity is to shred all the documents which may be used to identify you. This includes credit car statements, bank deposit receipts and other sensitive documents which you would not want falling into the wrong hands. This safeguard alone can go a long ways in protecting your assests.
If you are one of the millions who shop online, only buy from trusted and secure websites. Before purchasing anything on the internet, read the site’s purchasing and payment terms. Look for the lock in the URL box or in the corner of the display to know that you have a secure connection.
If you keep a lot of financial information on your computer make sure that your anti-virus and anti-spyware software and programs are up to date and running smoothly. New viruses and other harmful programs are created each day and you will want to stay in front of them by upgrading your anti-virus software as much as possible.
Your local credit union or bank can also help you in the fight to stay protected. Most banks offer some form of identity security which you can take advantage of. They can help give you more ideas on how to keep yourself protected. It is your responsibility to keep yourself and your family protected from bank identity theft.
Cyber Identity Theft Is A Growing Problem
Cyber identity theft is a growing concern. In the old days there was a concern of a house being broken into and physicaly robbed, now thieves can come in through the computer. People who indulge in this type of activity have many ways at their disposal.
One of the most recent tactics even has a name, it is called phishing(fishing). The internet thief sends an e-mail that appears to have come from a legitimate site. Usually a bank or financial institution. Such as Citibank, eBay, Best Buy or PayPal to name a few. I get e-mails from PayPal frequently claiming that there is a problem with my account and it must be resolved immediately.
They will provide a link in the e-mail to their scam site. Never ever hit a link that is in this type of e-mail. Open a new browser window and type the URL of your financial institution if you think there may be a problem. Chances are exteremly good everything with your account will be fine. It is most likely just a lure to get you to hit their link.
This is a pretty simple trick but it is very effective. Education is the best defense, learn as much as you can about cyber identity theft.
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Ways To Defend Against Computer Identity Theft
Computer Identity theft is a major crime that is expanding each year. If you are a victim of identity theft it may take months, even years, trying to repair credit history. A seriously damaged credit report can compromise your chances of getting a new job, a bank loan, insurance or even rental housing. It’s even possible to be arrested for a crime you didn’t commit if someone else has used your identity to break the law.
Unfortunately, many of the methods that thieves use to steal identities are beyond your control to guard against. Although it’s rare, even store clerks have been known to use their position to pass along information to identity thieves. There are measures you can take, that will make it more difficult for a thief to use your identity.
Protect Your Credit Card Number After It Has Been Swiped When Buying Items
Protect your credit card number after It has been swiped when making a purchase, check to make sure that the printed receipt hides all but the last 4 digits of your credit card account number (usually there will be Xs in place of the first 12 digits). Some terminals still print receipts that show all of the account number, and may include the expiration date as well. After your card is swiped, you are permitted by law to hide the first 12 digits of your account number on the copy of the receipt that the vendor retains. A marking pen that will do the job usually.
When you go to a restaurant, it is important to make sure that the first 12 digits of your credit card number are hidden on your receipt. You may be in the habit of signing it and then leaving the restaurant’s copy on the table after your meal. An identity thief can easily steal the signed receipt before the waitperson comes back around to pick it up from the table. Don’t take any chances.
Do You Really Need To Give Your Social Security Number?
Another important way that you can guard against identity theft is to avoid giving out your social security number unless it’s absolutely required. Although you need to share your social security number when you apply for credit or for a bank account, sometimes a store or an organization will want to use it as an ID number, simply to identify you within their system. This is a common practice even though the law says that social security numbers aren’t to be used as ID numbers. In these situations, use your judgment. There’s usually an alternative if you ask.
Destroy Documents That Contain Personal Information
Buy a paper shredder and use it to shred documents you are throwing away which contain personal info such as credit card numbers, social security numbers, phone numbers and dates of birth. This is important to do both at home and at work. Identity thieves aren’t above going through someone’s trash to find valuable personal information that can help them obtain credit in your name.
If you are a victim of computer identity theft, take the following steps at once. Notify credit card companies, shut off your accounts immediately immediately and ask to have new cards issued to you. Place a fraud alert on your file with any one of the three major credit bureaus. The other two will be notified automatically. File a police report. You may need it to show to creditors as proof of the crime.
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Defense Against Computer Fraud And Cyber Crimes
Cyber security crimes are not just limited to computer fraud hacking, financial, personnel and work related information theft. Trojan horse, worms, viruses, spyware and malware are among the cyber security threats that can affect our computers and machines also our personal lives as well.
Everyone relies on computers to pay bills, communicate with others, arrange transportation, entertainment and other aspects of daily life is influenced by or depend on computers. This is why cyber security threats must be dealt with as soon as there detected.
The Government is also at risk to cyber security attacks. Granting public access can also increase the risks of data leaks, infiltration and cyber attacks. It is necessary to invest and have intensive solutions that address cyber attacks.
Government agencies are coming up with systems that will help in addressing cyber attacks. In addition to these programs there are ways to aid in providing long-term solutions for quick developing problems.
There are a multitude of agencies and institutions dedicated to fighting cyber crimes. InfraGard is a partnership between FBI and different members of the private sector like academic institutions, businesses, state and local law enforcement agencies and individuals. These organizations are dedicated to sharing information and intelligence to address criminal acts.
The government and also different organizations are reaching out to more CEOs of different businesses to help them understand cyber threat and what is can be done. This would help the government to come up with policies and resources that would help them build long term prevention plans.
The government and a multitude of different organizations are reaching out to more CEOs of different businesses to help them understand cyber threat and what is needed to be done. This would help the government to come up with resources and policies that would help them build long term prevention plans.
How often have we heard that the best cure is prevention. Too much reliance and putting too much sensitive material about our lives on computers is a risk that we all need to be prepared to face. We should be ready to handle cyber security issues on our own every moment.
One of today’s biggest concerns is computer fraud and cyber identity theft. Cyber thieves use all kinds of methods to commit computer fraud and steal personal or financial info from their victims personal computers.