Identity Theft Protection – Lifelock OFFICIAL COMMERCIAL & Coupon Code
http://tinyurl.com/LifeLockCorporation Protect yourself from Identity Theft with the $1 million dollar guarantee from LifeLock Corporation.
Duration : 0:1:44
Identity Theft… Are You Protected?
By 2010, 1 in every 10 U.S. consumers has already been victimized by identity theft.
”The odds have never been higher for becoming a fraud victim,” said James Van Dyke, Javelin Strategy president and founder. “It’s an easy crime to perpetrate, a crime that’s almost impossible to catch when done in a sophisticated manner and a crime in which enforcement is very limited.”
The new social media craze has opened up a new debate on a very old internet problem. Online Identity Privacy. The truth is that identity thieves are very resourceful without even having to use the internet. A simple mailbox can often be their portal to invade and conquer your privacy. But these days, social media sites like Facebook make it all too easy for strangers to find your personal information and use it for their own advantage. Facebook’s recent privacy problems have led many to question the privacy policies on all social media sites. There is no doubt that social media is the best way to communicate, to find clients, to market your company, etc. But all of this comes at a high cost if you are not careful (read: obsessed) with your own identity protection.
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Top Five Identity Theft Scams of 2010
The risk of becoming a victim of identity theft is everywhere. Criminals can gain access to personal information through various ways including mail, computer, credit cards, and even garbage cans. Your BBB has identified the top five scams seeking to steal your identity in 2010.
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Ways To Defend Against Computer Identity Theft
Computer Identity theft is a major crime that is expanding each year. If you are a victim of identity theft it may take months, even years, trying to repair credit history. A seriously damaged credit report can compromise your chances of getting a new job, a bank loan, insurance or even rental housing. It’s even possible to be arrested for a crime you didn’t commit if someone else has used your identity to break the law.
Unfortunately, many of the methods that thieves use to steal identities are beyond your control to guard against. Although it’s rare, even store clerks have been known to use their position to pass along information to identity thieves. There are measures you can take, that will make it more difficult for a thief to use your identity.
Protect Your Credit Card Number After It Has Been Swiped When Buying Items
Protect your credit card number after It has been swiped when making a purchase, check to make sure that the printed receipt hides all but the last 4 digits of your credit card account number (usually there will be Xs in place of the first 12 digits). Some terminals still print receipts that show all of the account number, and may include the expiration date as well. After your card is swiped, you are permitted by law to hide the first 12 digits of your account number on the copy of the receipt that the vendor retains. A marking pen that will do the job usually.
When you go to a restaurant, it is important to make sure that the first 12 digits of your credit card number are hidden on your receipt. You may be in the habit of signing it and then leaving the restaurant’s copy on the table after your meal. An identity thief can easily steal the signed receipt before the waitperson comes back around to pick it up from the table. Don’t take any chances.
Do You Really Need To Give Your Social Security Number?
Another important way that you can guard against identity theft is to avoid giving out your social security number unless it’s absolutely required. Although you need to share your social security number when you apply for credit or for a bank account, sometimes a store or an organization will want to use it as an ID number, simply to identify you within their system. This is a common practice even though the law says that social security numbers aren’t to be used as ID numbers. In these situations, use your judgment. There’s usually an alternative if you ask.
Destroy Documents That Contain Personal Information
Buy a paper shredder and use it to shred documents you are throwing away which contain personal info such as credit card numbers, social security numbers, phone numbers and dates of birth. This is important to do both at home and at work. Identity thieves aren’t above going through someone’s trash to find valuable personal information that can help them obtain credit in your name.
If you are a victim of computer identity theft, take the following steps at once. Notify credit card companies, shut off your accounts immediately immediately and ask to have new cards issued to you. Place a fraud alert on your file with any one of the three major credit bureaus. The other two will be notified automatically. File a police report. You may need it to show to creditors as proof of the crime.
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Cyber-security Take a Bite Out of Online Crime Online Safety
Cyber-security Take a Bite Out of Online Crime Online Safety Expert on How to Tell If Youve Been a Victim of Cybercrime and Where to Turn to for Help With more and more people using social media sites, cybercriminals are finding new ways to steal personal data, and cybercrime is on the rise. According to the Internet Crime Complaint Center, online fraud was up nearly 170 percent in 2008 compared to the previous year. Unfortunately, many people don’t even know theyve been targeted until their computer slows to a crawl or a strange charge shows up on their credit card sometimes weeks after the fact.
Once you’ve figured out youve been attacked, or if youre simply not sure, what can you do? There’s a lot of work to be done to fix the problem and most people have no idea where to start.
Now, there’s somewhere to turn for help. A new free online resource for consumers and businesses has been created called the Cybercrime Response Unit (CRU) kind of like a first-responder for cybercrime victims. Among other things, it assesses individual situations, provides assistance in reporting the crime to the proper authorities and helps a person secure his or her credit. In addition, the CRU will forensically scan your computer to confirm youve been victimized or if youre safe.
Did you know:
• Identity theft costs U.S. citizens an estimated $6.4 billion annually (US Department of Justice’s (DOJ) National Crime Victimization Survey)
• Since 2005, over 230 reported data privacy breaches exposed the personal information records of over 250 million people. (Privacy Rights Clearinghouse)
Talent/Guest: Paul Kurtz, Cyber and Homeland Security Expert
Paul Kurtz was a member of President Obama’s transition team on cyber-security matters and is frequently interviewed by print and broadcast outlets on the subject of cybercrime. He served in senior positions on The White House’s National Security and Homeland Security Councils under presidents Bill Clinton and George W. Bush. He was also the founding Executive Director of the Cyber Security Industry Alliance, an advocacy group dedicated to ensuring safety on the Web. Currently, he is a partner with the consulting firm Good Harbor, where he advises clients on cyber-security and homeland security issues.
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